In connection with your transaction, Haldeman Nissan may obtain information about you as described in this notice, which we handle as stated in this notice. This does not apply to information obtained in a non-financial transaction.

1. We collect non-public information about you from the following sources:
   
   
   
   1. Information we receive from you on applications or other forms in connection with a financial transaction;
      
   2. Information about your transactions with us, our affiliates, or others; and
      
   3. Information we received from a consumer reporting agency
      
   
   
2. We may disclose all of the information that we collect about you as described above, while you are a consumer, customer, or former customer, to our affiliates and non affiliated third parties.
   
3. We may disclose non-public information about you, while you are a consumer, customer, or former customer, to the following types of third parties:
   
   
   
   1. Financial service providers, such as Nissan Motor Acceptance Corp, etc.,
      
   2. Non financial companies., such as market research firms, automobile manufacturers and others such Cobalt Corp., etc.,
      
   
   
4. We may disclose non public personal information about you to non affiliated third parties as permitted by law.
   
5. If you prefer we do not disclose non-public, personal information about you to on affiliated third parties, you may Opt Out of those disclosures, that is, you may direct us to make those disclosures (other than disclosures permitted by law).
   If you wish to Opt Out of non disclosures to non affiliated third parties, you may check the box on the Opt Out reply form below and mail it to the following address:
   951 Hwy 33, Trenton, New Jersey 08960 Attn: Privacy Law
   We will consider an Opt Out by a joint account holder as an Opt Out for all associate account holders.
   
6. We may also disclose, while you are a consumer, customer, or former customer, any information we collect about you to have joint market agreements. This disclosure is permitted by law. There is no Opt Out opportunity available.
   
7. We may disclose non public personal information about you, while you are a consumer, customer, or former customer, to the following types of affiliates: Reynolds and Reynolds etc.,
   
8. We restrict access to non public information about you to those employees who need to know that information in order to provide products or services for you.
   We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non public personal information.
   
   Consumer Acknowledgement